What is the 3% Risk Per Trade Rule?

The 3% rule is enforced on two levels simultaneously:

1. Per Partial Close — Each individual partial close cannot exceed 3% of your current equity on its own.

2. Cumulative — The total combined loss across all partial closes of the same trade cannot exceed 3% either.

Both conditions must be met. You cannot bypass the rule by splitting a large loss into smaller pieces, and a single reckless partial that exceeds the limit is a violation on its own.

Example on a $10,000 account ($300 cap):

• Partial SL 1: -$80 ✅ (ok individually)

• Partial SL 2: -$120 ✅ (ok individually)

• Partial SL 3: -$150 ✅ (ok individually)

• Combined: -$350 ❌ — violates the cumulative 3% rule

⏰ Enforcement Window — 23:59 GMT +1 (Daily Evaluation) Each day at 23:59 GMT + 1, all trades closed during the previous calendar day (D-1) are evaluated for compliance with the 3% partial close rule. This means the enforcement window between a trade closing and its evaluation is between 24 and 48 hours, depending on when during the day the trade closed. Breach notifications are issued immediately following this check.

Example: Trades closed on December 11th are evaluated at 23:59 GMT on December 12th. A trade closing at 00:01 on the 11th has a ~48 hour window, while a trade closing at 23:58 on the 11th has a ~1 hour window — both are caught in the same evaluation.

Why does Mubite use this model?

• 📊 Complete Data Integrity — Evaluating D-1 ensures every trade from that day has fully settled before assessment. No mid-day positions, no pending closes, no partial data — the system evaluates a clean, complete picture.

• ⚖️ Fairness to the Trader — A trader shouldn't be penalized based on an incomplete trading day. By waiting until the full day is closed, the cumulative calculation is always accurate and final — no premature breach calls on positions still being managed.

• 🌍 Eliminates Time Zone Ambiguity — Real-time enforcement creates disputes around exactly when a trade "counted." D-1 evaluation removes that entirely — the calendar day is the boundary, full stop.

• 🔁 Consistent and Predictable — Traders know exactly when they will be evaluated. There is no ambiguity — if you traded on Tuesday, you will be assessed at 23:59 on Wednesday. This builds trust in the system.

• 🏦 Industry Standard Alignment — Most professional risk management systems operate on end-of-day settlement logic for exactly these reasons — it mirrors how traditional prop firms and institutional desks assess daily risk.

The core principle is simple: we evaluate you on a complete day's activity, not a snapshot — because that's the fairest way to do it.

Q: Does the 3% cap scale with my account balance? Yes — it's always based on your current account equity, not the initial funded amount. It scales both ways:

• 📈 $10,000 → $15,000: cap becomes $450 (3% of $15,000)

• 📉 $10,000 → $8,000: cap becomes $240 (3% of $8,000)

This keeps risk management proportional to your actual capital at any given time.