How do Instant Funding payouts work?

Instant Funding payouts follow a structured schedule with clear conditions. Here is everything you need to know before requesting your first withdrawal.

First Payout Requirements

Two conditions must both be met before your first payout becomes available:

• At least 14 days have passed since your first trade

• You have reached a 5% profit milestone on your account

Subsequent Payouts

After your first payout, a 14-day cooldown applies between each withdrawal. Each new payout becomes available 14 days after your previous one was completed.

Profit Split

The standard profit split on Instant Funding is 70%. You can upgrade to 80% by purchasing the Increased Profit Split add-on at checkout.

Per-Request Cap and Minimum

Each individual payout request is capped at 5% of your account size. Any profit above that remains in your account and carries over to your next request.

For example, on a $10,000 account with $800 in profit, you can withdraw up to $500 per request. The remaining $300 stays in your account.

The minimum payout amount is $35.

Before Requesting a Payout

All open positions must be closed and KYC verification must be completed before a payout request can be submitted.

Profit Carry-Over and Drawdown Recalculation

After a payout, any profit exceeding the 5% cap stays in your account and is not lost. This carry-over becomes part of your new balance, and your smart drawdown is recalculated from that new milestone balance.

Example on a $5,000 account:

1. You earn $2,000 in profit, bringing your balance to $7,000

2. Maximum withdrawal is $250 (5% of $5,000)

3. The remaining $1,750 stays in your account, giving a new balance of $6,750

4. Smart drawdown recalculates to 5% below $6,750, setting your floor at $6,412.50

5. Carry-over profit can be withdrawn in future requests, even if your balance is in drawdown, provided the Funded Score requirement is met

For a full overview of payout conditions across all plans, see the Challenge Rules page or the One-Step and Two-Step payouts FAQ.